Effective Date: 27/08/2018

Privacy Policy

Acceptance of terms

The Privacy Policy on Lonify.ph (hereinafter We, Us, Our, Ours, Website, Site) is the formal document, which determines and explains how the information of the user (hereinafter User, Users, You, Your, Yours) is collected, stored and used on the Website.

This Privacy Policy determines the implication of the information, both personal and non-personal, used on the Website. If You have already shared Your information on the Website and want to eliminate Your details from any records associated with the Website under our regulation and control, You can contact us directly using the contact details we provide on the Website.

The services provided on the Website can be used only by the legal residents of [the Philippines] over 18 years old. Thus, once You willing to use our services We might ask you to register on the Website by submitting Your information via the online form, however even without registration You this Privacy Policy and the Website {Terms and Conditions of Use}, You confirm that You understand that the use of the information You submit on the Site is governed by these documents. For this reason, You are encouraged to study these documents carefully prior to submitting Your information on the Website.

If You disagree with or misunderstand the clauses of the Terms and Conditions of Use and Privacy Policy of this Website and/or refuse to accept the provisions of the documents stated above, You should cease using the services of the Website and should not provide Your information and register on the Website via online form or in any other way submit and share Your information on the Website. If You have doubts regarding the use of the Website or its services, You can contact us via the details we provide on the Website. If You willingly refuse to use the Website, You should close this and other pages of this Website.

Who we are and What we do

Lonify.ph is not a lender or financial institution, and therefore do NOT make decisions regarding any loans products/ services or cash advances. Also completing any form does not guarantee approval of your loan.

Fintech Global partners (hereafter referred to as “Company”) owns and operates this site located at Lonify.ph, (“the site.”) Through this site, the Company might collecting and retaining information about You through registration form in order to communicate with You, to process Your request for financial products and loan services, as well as to inform You of other financial services that may be interested in finance product.

By providing information on this site, You acknowledge that they operate in The Philippines and agree to allow the Company to use your information as necessary also to run verification process via Email confirmation link and SMS confirmation code if needed to finish the registration process. The company might use third-party vendors, third-party affiliates, and a mixture of media advertisements to promote the site.

The company also promotes its products and services via email or by telephone or mobile device to consumers who have requested that they are contacted either through our online application opt-in process via our site. Consumers receive these promotions only as long as they wish. They may opt-out at any time by following the instructions in the text below.

Minors

We do not knowingly target our services or collect information on persons under 18 years of age.

Information Collection and Storage

The following is required information you must provide when applying for one of our products or services: Name, Last Name, Second Last Name, ID number, Cell phone number, e-mail address, desired loan amount, desired loan term.

Not all information asked for on our site is required when you fill out our forms. Only information about your computer hardware and software is automatically collected by Lonify.ph and may be shared in aggregate with third parties whose services are used for traffic analysis purposes. This information includes your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Lonify.ph to maintain and improve the quality of the service and to generate statistics regarding use of the site. The site does not use third-party databases to correct or update the information you submit to us for any reason.

If you communicate with us via email we will keep those messages, as well as a record of our responses. We protect this information in the same way that we protect telephone and mail communications.

We keep your information for as long as your account is active. We will retain your information as necessary to comply with legal obligations, resolve disputes and enforce our agreements.

Information Usage

When you submit your application online you grant permission to be contacted by the site.

We use personal information in advertising and marketing efforts, monitoring the use of the service, improving our products and services, as well as, the site’s content and design and other lawful purposes.

We will also use the information to notify you about our services and to inform you of special offers you may find worthwhile.

Sharing and Selling Information

We do not share, sell, lend or lease any of the personal or financial information that you choose to provide us (such as personal details).

We may also use your information to service our relationship with you, to prevent fraud, to conduct our business, including better customer service and to market other products from the site, as well as, affiliated third parties.

We may share your information where required or permitted by law or regulators.

Updating your information

You may update your information at any time by emailing us – please email us to info@lonify.ph with information that has to updated.

Changes of ownership

In the event that this Website or other parts of the Company’s assets are sold, customer information is considered part of the assets of the company, and as such, may be transferred to the new owners. In this event, you would be notified by email or by notice on this website.

Cookies

In a manner similar to virtually all commercial or business websites, we use “Cookies” to store information. A cookie is a small text file that is stored on a user’s computer for record-keeping purposes.

We use both session ID cookies and persistent cookies. We use session cookies to make it easier for you to navigate our site. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s help file.

Persistent cookies enable us to track and target the interests of our users to enhance the experience on our site.

If you reject cookies, you may still use our site, but your ability to use some areas of our site will be limited.

Third Party Cookies

The use of cookies by our tracking utility company is not covered by our privacy statement. We do not have access or control over these cookies. Our tracking utility company uses session ID cookies to make it easier for you to navigate our site.

Opting Out/Unsubscribe

If you wish to opt-out of our service by having your information removed from our database and to stop receiving emails from us, please email us to info@lonify.ph with your name, last name and email address with notice to Opt-out/ Unsubscribe.

Security and fraud

The site uses a variety of security technologies to protect your personal information. When information is transmitted over the internet, we might use encryption, such as the SSL (Secure Socket Layer) protocol. No method of transmission over the internet, or mode of storage, is 100% secure. As a result, we cannot guarantee its 100% security.

Policy Changes

From time to time the privacy policy is changed due to advancing technology, new laws, etc. You should always read the privacy policy of any site you visit, even if you have gone there before, just to make sure nothing has changed. We would not use your information in a manner that is not in accordance with this privacy policy.

If the manner in which your information is used is materially changed, every attempt would be made to reach you by email. A notice would also appear on the site.

Copyright 2018 Lonify